Redmond Ridge and Union Hill: where the position gets built
Newer housing stock, Microsoft proximity, and households reaching their first seven figures of net worth. The decisions made here determine which tax problems show up later.
Build the habits before the position gets large
Redmond Ridge households are typically earlier in the accumulation curve than Sammamish or West Bellevue, which is exactly when the two highest-value habits are cheapest to adopt: selling RSUs at vest so appreciation never becomes a taxable state gain, and buying the first investment property while borrowing capacity is strong and prices are within reach.
The trade-up path
Union Hill's acreage properties are the natural next step for Ridge households that outgrow the plat, and the equity built in a first home or rental here funds it. Property gains along that path stay outside the state capital gains tax; brokerage gains do not. The earlier that difference enters the plan, the more it compounds.
This is not tax or legal advice. Aditya Kasturi is a licensed real estate broker, not a CPA, attorney, or financial advisor. Figures are illustrative, based on Washington and federal law as understood at the time of writing, and laws change. Confirm any strategy on this page with your CPA and, where relevant, your estate planning attorney before acting.
Common questions
Is an investment property realistic on one tech income?
Often, yes, at the right price point and leverage. The review runs your actual numbers: income, vesting, reserves, and what a conservative first rental would look like within them.
Does Washington's capital gains tax apply to selling my home here?
No. Sales of real estate are exempt from the Washington capital gains excise tax at any price. Federal rules, including the primary-residence exclusion, still apply. Confirm the details with your CPA.
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